<\/strong><\/p>\n Corporate Practice Group I November 9th, 2023<\/em><\/p>\n <\/span><\/strong><\/p>\n On October 20<\/span>th<\/span>, 2023, a decree (the \u201cAmendment\u201d<\/strong>) amending several provisions of the General Law of Commercial Companies was published in Mexico\u2019s Official Journal of the Federation (<\/span>DOF<\/span><\/i>). This Amendment establishes a legal framework enabling corporate acts to be carried out by electronic means and outside the company\u2019s statutory domicile. <\/span><\/span><\/p>\n As a result of this Amendment, companies will now be able to, among others, hold:<\/span><\/p>\n <\/span><\/p>\n The Amendment became effective on October 21st, 2023, except for the amendments related to calls for partners\u2019 meetings for limited liability companies (S. de R.L. de C.V.) through their publication in the Ministry of Economy\u2019s electronic bulletin, which will become effective six months after October 20th, 2023.<\/p>\n The Amendment establishes several requirements for holding virtual meetings, such as:<\/p>\n Each company should evaluate its specific circumstances to determine if it would be beneficial to amend its bylaws. Considering the recent approval and implementation of the Amendment, it is uncertain if the practice of recording video calls or audioconferences as a method to verify the attendees\u2019 identities, register votes and establish recorded content as admissible evidence in legal proceedings can withstand legal challenges.<\/p>\n It is important to note that the Federal Civil Code and the Commercial Code already recognize the use of \u201celectronic, optical or any other technology\u201d and have established principles governing their use.<\/p>\n Therefore, to ensure compliance, companies must adhere to the requirements already established in Mexican law, including the standards in NOM-151-SCFI-2016 regarding data message preservation and document digitization. Likewise, companies should continue to include the partners\u2019 or shareholders\u2019 tax ID number in the company\u2019s corporate books and include the tax ID of the attending partners or shareholders in the corresponding meeting minutes, as required under Article 27 paragraph B, section V of the Federal Tax Code.<\/p>\n ” content_phone=” <\/strong><\/p>\n Corporate Practice Group I November 9th, 2023<\/em><\/p>\n <\/span><\/strong><\/p>\n On October 20<\/span>th<\/span>, 2023, a decree (the \u201cAmendment\u201d<\/strong>) amending several provisions of the General Law of Commercial Companies was published in Mexico\u2019s Official Journal of the Federation (<\/span>DOF<\/span><\/i>). This Amendment establishes a legal framework enabling corporate acts to be carried out by electronic means and outside the company\u2019s statutory domicile. <\/span><\/span><\/p>\n As a result of this Amendment, companies will now be able to, among others, hold:<\/span><\/p>\n <\/span><\/p>\n The Amendment became effective on October 21st, 2023, except for the amendments related to calls for partners\u2019 meetings for limited liability companies (S. de R.L. de C.V.) through their publication in the Ministry of Economy\u2019s electronic bulletin, which will become effective six months after October 20th, 2023.<\/p>\n The Amendment establishes several requirements for holding virtual meetings, such as:<\/p>\n Each company should evaluate its specific circumstances to determine if it would be beneficial to amend its bylaws. Considering the recent approval and implementation of the Amendment, it is uncertain if the practice of recording video calls or audioconferences as a method to verify the attendees\u2019 identities, register votes and establish recorded content as admissible evidence in legal proceedings can withstand legal challenges.<\/p>\n It is important to note that the Federal Civil Code and the Commercial Code already recognize the use of \u201celectronic, optical or any other technology\u201d and have established principles governing their use.<\/p>\n Therefore, to ensure compliance, companies must adhere to the requirements already established in Mexican law, including the standards in NOM-151-SCFI-2016 regarding data message preservation and document digitization. Likewise, companies should continue to include the partners\u2019 or shareholders\u2019 tax ID number in the company\u2019s corporate books and include the tax ID of the attending partners or shareholders in the corresponding meeting minutes, as required under Article 27 paragraph B, section V of the Federal Tax Code.<\/p>\n ” content_last_edited=”off|desktop” _builder_version=”4.23.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#454C5C” text_font_size=”16px” text_line_height=”1.4em” ol_font=”ivypresto-h-regular||||||||” ol_text_color=”#14315D” header_font=”ivypresto-h-regular||||||||” header_text_color=”#14315D” header_font_size=”28px” header_line_height=”1.2em” text_orientation=”justified” hover_enabled=”0″ inline_fonts=”ivypresto-h-regular,sequel-sans-body-r,sf-pro-medium” global_colors_info=”{}” sticky_enabled=”0″] <\/strong><\/p>\n Employment Practice Group I December 6, 2023<\/em><\/p>\n <\/span><\/strong><\/p>\n On December 01, 2023, the National Minimum Wage Commission (\u201cCONASAMI\u201d for its acronym in Spanish) agreed to increase the general minimum wage effective January 01, 2024.<\/p>\n The increase in the minimum wage will be as follows:<\/p>\n This represents an overall increase of 20% to the minimum wage in both zones, effective January 01, 2024.<\/p>\n Professional minimum wages will also receive a 20% increase.<\/p>\n The MIR, which was applied for the first time in the adjustment of minimum wages in 2017, is a mechanism intended solely for the recovery of the purchasing power of minimum wages and is an amount in pesos, which should not be used as a reference to adjust other wages in force such as contractual, federal, state, or municipal wages.<\/p>\n Employers should review and adjust their payroll practices to comply with the recent increase in the minimum wage. This adjustment might also impact other benefits such as the savings funds and meal coupons, contingent on the terms agreed upon with employees and unions.<\/p>\n Likewise, this increase will have an economic impact on the calculation of the personal Income Tax which employers withhold to employees, as well as in dues to be paid to the Social Security Institute which employers must take into consideration in the operational budget for fiscal year 2024.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#14315D” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_font=”ivypresto-h-regular||||||||” header_text_color=”#14315D” header_font_size=”40px” custom_margin=”||10px|||” global_colors_info=”{}”] HOME<\/a><\/p>[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Roboto||||||||” text_line_height=”0.8em” link_font=”Roboto|300|||||||” link_text_color=”rgba(91,91,91,0.9)” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”-10px||||false|false” global_colors_info=”{}”] OUR FIRM<\/a><\/p>[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Roboto|500|||||||” text_line_height=”0.7em” link_font=”Roboto|300|||||||” link_text_color=”rgba(91,91,91,0.9)” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”-10px||||false|false” global_colors_info=”{}”] PRACTICE AREAS<\/a><\/p>[\/et_pb_text][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” text_font=”Roboto||||||||” text_line_height=”0.8em” link_font=”Roboto|300|||||||” link_text_color=”rgba(91,91,91,0.9)” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”-10px||||false|false” global_colors_info=”{}”] OUR TEAM<\/a><\/p>[\/et_pb_text][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” text_font=”Roboto||||||||” text_line_height=”0.8em” link_font=”Roboto|300|||||||” link_text_color=”rgba(91,91,91,0.9)” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”-10px||||false|false” global_colors_info=”{}”] NEWSLETTER<\/a><\/p>[\/et_pb_text][et_pb_text _builder_version=”4.19.4″ _module_preset=”default” text_font=”Roboto||||||||” text_line_height=”0.5em” link_font=”Roboto|300|||||||” link_text_color=”rgba(91,91,91,0.9)” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”-9px||||false|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”] CONTACT<\/a><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”||20px|||” global_colors_info=”{}”] Blvd. Tom\u00e1s Fern\u00e1ndez #8592-3 Bosques de Senec\u00fa C.P. 32459 Ciudad Ju\u00e1rez, Chihuahua.<\/p>\n Tel. +52 (656) 688 7500<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”||20px||false|false” global_colors_info=”{}”] C. Edgar Allan Poe #215 Col. Polanco C.P. 11550 Ciudad de M\u00e9xico, CDMX.<\/p>\n Tel. +52 (55) 5545 2987<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”||20px||false|false” global_colors_info=”{}”] USA Mailing Address 3800 N. Mesa St. A-2, 357 El Paso, TX, USA, 79902.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.20.0″ _module_preset=”default” width=”85%” max_width=”85%” custom_margin=”||||false|false” custom_margin_tablet=”||-50px||false|false” custom_margin_phone=”||-50px||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”10px||10px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#14315D” divider_weight=”1px” _builder_version=”4.16″ _module_preset=”default” custom_margin=”23px||-13px||false|false” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ disabled_on=”on|on|off” _builder_version=”4.20.0″ _module_preset=”default” width=”85%” max_width=”85%” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Roboto|300|||||||” text_text_color=”#454C5C” text_font_size=”15px” header_text_align=”left” global_colors_info=”{}”] 2022 Fern\u00e1nez & Espino. All Rights Reserved.<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” text_font=”Roboto|300|||||||” text_text_color=”#454C5C” text_font_size=”15px” link_font=”Roboto||||||||” link_text_color=”#454C5C” header_text_align=”left” global_colors_info=”{}”] Privacy Policy<\/a>\u00a0 I\u00a0 Terms of Use<\/a><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Roboto|300|||||||” text_text_color=”#454C5C” text_font_size=”15px” global_colors_info=”{}”] Powered by Apolograma Interactive Studio<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ disabled_on=”on|off|on” _builder_version=”4.20.0″ _module_preset=”default” width=”85%” max_width=”85%” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” text_font=”Roboto|300|||||||” text_text_color=”#454C5C” text_font_size=”15px” header_text_align=”left” global_colors_info=”{}”] 2022 Fern\u00e1nez & Espino\u00a0 \u00a0I\u00a0 \u00a0Privacy Policy<\/span><\/a>\u00a0 I\u00a0 Terms of Use<\/a><\/span>\u00a0 \u00a0I\u00a0 \u00a0Powered by Apolograma<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|on|on” _builder_version=”4.16″ _module_preset=”default” background_color=”#EFEFEF” width=”100%” max_width=”100%” custom_padding=”||20px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” width=”85%” max_width=”85%” custom_padding=”||10px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/fernandez-espino.com\/wp-content\/uploads\/2022\/10\/FE_Logo_Blue_01.png” title_text=”F&E_Logo_Blue_01″ _builder_version=”4.19.2″ _module_preset=”default” width=”40%” width_tablet=”50%” width_phone=”49%” width_last_edited=”on|desktop” global_colors_info=”{}”][\/et_pb_image][et_pb_divider color=”#14315D” divider_weight=”1px” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||||false|false” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” width=”85%” max_width=”85%” custom_padding=”5px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”||20px|||” global_colors_info=”{}”] Blvd. Tom\u00e1s Fern\u00e1ndez #8592-3 Bosques de Senec\u00fa C.P. 32459 Ciudad Ju\u00e1rez, Chihuahua.<\/p>\n Tel. +52 (656) 688 7500<\/p>[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”||20px||false|false” global_colors_info=”{}”] C. Edgar Allan Poe #215 Col. Polanco C.P. 11550 Ciudad de M\u00e9xico, CDMX.<\/p>\n Tel. +52 (55) 5545 2987<\/p>[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” custom_margin=”||20px||false|false” global_colors_info=”{}”] USA Mailing Address 3800 N. Mesa St. A-2, 357 El Paso, TX, USA, 79902.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” width=”85%” max_width=”85%” custom_margin=”||-50px||false|false” custom_margin_tablet=”||-50px||false|false” custom_margin_phone=”||-50px||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#14315D” divider_weight=”1px” _builder_version=”4.16″ _module_preset=”default” custom_margin=”||||false|false” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” width=”85%” max_width=”85%” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” text_font=”Roboto|300|||||||” text_text_color=”#454C5C” text_font_size=”15px” header_text_align=”left” global_colors_info=”{}”] 2022 Fern\u00e1nez & Espino. All Rights Reserved.<\/p>[\/et_pb_text][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” text_font=”Roboto|300|||||||” text_text_color=”#454C5C” text_font_size=”15px” link_text_color=”#454C5C” custom_margin=”-20px||||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”] Privacy Policy<\/a>\u00a0 I\u00a0 Terms of Use<\/a><\/p>[\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Roboto|300|||||||” text_text_color=”#454C5C” text_font_size=”15px” custom_margin=”-20px||||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”] Powered by Apolograma Interactive Studio<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":" El 01 de diciembre de 2023, la Comisi\u00f3n Nacional de los Salarios M\u00ednimos (\u201cCONASAMI\u201d) acord\u00f3 aumentar el salario m\u00ednimo a partir del...<\/p>","protected":false},"author":1,"featured_media":191,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[53],"tags":[],"class_list":["post-2488","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-employment"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/posts\/2488","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/comments?post=2488"}],"version-history":[{"count":9,"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/posts\/2488\/revisions"}],"predecessor-version":[{"id":2510,"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/posts\/2488\/revisions\/2510"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/media\/191"}],"wp:attachment":[{"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/media?parent=2488"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/categories?post=2488"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fernandez-espino.com\/esp\/wp-json\/wp\/v2\/tags?post=2488"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Amendment to the General Law of Commercial Companies to Hold Meetings through Electronic Means<\/span><\/h1>\n
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<\/span><\/span><\/span><\/li>\n\n
Amendment to the General Law of Commercial Companies to Hold Meetings through Electronic Means<\/span><\/h1>\n
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<\/span><\/span><\/span><\/li>\n\n
Minimum Wage Increase for 2024<\/span><\/h1>\n
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You can also read<\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.22.2″ _module_preset=”default” width=”85%” max_width=”75%” animation_style=”fade” animation_duration=”650ms” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blog fullwidth=”off” posts_number=”3″ include_categories=”all” excerpt_length=”60″ show_more=”on” show_author=”off” masonry_tile_background_color=”RGBA(255,255,255,0)” _builder_version=”4.23.1″ header_font=”sf-pro-medium||||||||” header_text_color=”#14315D” header_font_size=”24px” header_letter_spacing=”-1px” header_line_height=”1.1em” body_font_size=”16px” meta_text_color=”rgba(0,0,0,0.3)” meta_font_size=”16px” read_more_font=”sequel-sans-body-r|700|||||||” read_more_text_color=”#14315D” read_more_line_height=”2em” text_orientation=”left” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”1%” header_font_size_tablet=”24px” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” meta_line_height_tablet=”” meta_line_height_phone=”2.4em” meta_line_height_last_edited=”on|phone” border_width_all=”0px” border_color_all=”RGBA(255,255,255,0)” border_color_all_image=”RGBA(255,255,255,0)” global_colors_info=”{}”][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.16″ _module_preset=”default” background_color=”#EFEFEF” width=”100%” max_width=”100%” custom_padding=”||20px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_4,3_4″ _builder_version=”4.16″ _module_preset=”default” width=”85%” max_width=”85%” custom_padding=”||10px||false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/fernandez-espino.com\/wp-content\/uploads\/2022\/10\/FE_Logo_Blue_01.png” title_text=”F&E_Logo_Blue_01″ _builder_version=”4.19.2″ _module_preset=”default” width=”40%” width_tablet=”25%” width_phone=”50%” width_last_edited=”on|tablet” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#14315D” divider_weight=”1px” _builder_version=”4.16″ _module_preset=”default” custom_margin=”15px|||-180px|false|false” custom_margin_tablet=”0px|||0px|false|false” custom_margin_phone=”0px|||0px|false|false” custom_margin_last_edited=”on|tablet” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” width=”85%” max_width=”85%” custom_padding=”17px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_5_font=”sf-pro-medium|700|||||||” header_5_text_color=”#14315D” global_colors_info=”{}”]
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